Texas Builders Risk Insurance

Comprehensive Protection for Your Texas Construction Projects

Building in the Lone Star State comes with unique challenges, from unpredictable weather to complex project demands. Builder’s risk insurance, frequently referred to as course of construction insurance, is a specialized property coverage designed to protect buildings while they are under construction. Having a properly structured policy is the backbone of a successful risk management program for any Texas build.

Our policies protect construction projects across Texas from property damage caused by:

Fire & Lightning
Texas Hail & Windstorms
Explosions
Theft & Vandalism
Severe Weather Events like Tornadoes

Who Needs Coverage in Texas?

Any individual or entity with a financial stake in a Texas construction project should be named on a builder's risk policy. This includes:

Property Owners
General Contractors & Subcontractors
Lenders & Financial Institutions
Architects

What Does the Policy Cover?

Beyond the basic structure, a Texas builder’s risk policy protects the essential components of your job site:

Materials & Supplies: Protection for items on-site, in transit, or at temporary storage locations.
Equipment: Coverage for specialized machinery and tools used during construction.
Soft Costs: Coverage for non-construction expenses incurred due to project delays, such as lost sales, rental income, additional loan interest, and real estate taxes.

Customizable Extensions for Texas Builders

Because no two projects in Texas are the same, we offer customizable extensions to fit your specific needs:

Scaffolding & Construction Forms
Temporary Structures
Debris Removal following a covered loss
Pollutant Cleanup

Get Your Texas Quote Today

Located in the heart of Weatherford, TX, we understand the local market and the risks builders face. Let us help you secure your investment with a policy from one of our trusted partners.

Start Your Texas Quote Call Us: 817-930-5022